Welcome to the Loan Process

How much of a monthly payment can you afford? This is a function of several items, your unique credit situation, employment history, income to debt ration, and assets.

You can get a pretty good idea of this number by using the calculators on our website. We’ll also assist you in determining the program that fits your particular needs best. we will also be able to give you a very good idea of which terms and loan programs will benefit you best.

By providing us some basic information regarding your income, employment, assets, residence history, etc. and with your permission, we will pull your personal credit report and analyze it thoroughly. after reviewing all the information you provided to us we will be able to issue you a Pre-Qualification Letter which will empower you to make the best possible deal. Realtors prefer to work with borrowers they know will be able to obtain a mortgage loan. While you are out looking for the perfect home which is right for you, we will be hard at work obtaining the BEST loan possible for you!

Once you’ve made an offer to purchase a property and it has been accepted, it is time to complete the rest of the application and gather the rest of the necessary documents. It could not be easier, and you can do this all online on our website. Our Loan Professionals will work with you every step of the way to ensure you with a smooth and pleasant experience.

Your real-estate agent will work with the seller to select a title/escrow company to handle the closing transaction and funding of your loan once we have your final approval.

We’ll coordinate with the title/escrow company to make sure all the papers the lender will require are in perfect order so that a smooth closing takes place for you.

We keep our clients Informed throughout the entire mortgage process and make YOU our 1st priority!

An Overview

Today, because of new Federal Regulations, there are many steps involved getting a mortgage loan. If you could only fill out a one page application and get the best loan for you approved and funded the same day, you would not be reading our website.

A&D Mortgage does most of the heavy lifting for you so that you can concentrate on what’s most important, preparing to move into your new home, saving money, or perhaps if refinancing, paying off high interest rate debt or making plans for a home equity line of credit. We are with you every step of the way.

There are four main steps involved in obtaining a mortgage loan. You’ll see that we’ve made your part in as easy as possible, and we do most of the work. we just want to keep your part of the process easy!

We're in the business of providing a memorable experience while supplying you with the best mortgage terms. It's time to start the process and we look forward to servicing all your mortgage needs.

Get Started Now!
Get Started Now!